Adjust the inputs for your claims operation. See the time savings and LC 4650(c) penalty avoidance potential in real time.
Adjust the sliders to match your team size and current performance.
Full-time claims examiners on staff
Include salary, benefits, overhead
Industry average: 125–175 open claims
% of deadlines missed monthly (industry avg: 5–12%)
Time Savings (Annual)
910 hrs
1.75 hrs/week × 10 examiners × 52 weeks
Source: 1.5–2 hr/week per examiner (AI-assisted document review)
Time Cost Saved (Annual)
$41K
910 hrs × $45/hr fully loaded
Based on fully-loaded hourly cost
LC 4650(c) Penalty Avoidance (Annual Est.)
$66K
102 fewer penalty events × avg $650 per event
LC 4650(c) 10% self-imposed penalty on overdue TD payments. Based on 8% current miss rate with 85% reduction via AdjudiCLAIMS deadline tracking.
Total Annual Value
$107K
$9K/month — $41K time savings + $66K penalty avoidance
Your Portfolio at a Glance
1,500
Total Open Claims
120
Est. Monthly Deadline Misses
>98%
Target Compliance Rate
Model Assumptions & Sources
Time savings per examiner
1.5–2 hrs/week
AI-assisted document review, auto-population of claim fields, instant benefit calculations. Midpoint 1.75 hrs used.
Average TD penalty (LC 4650(c))
$650/event
LC 4650(c): 10% of overdue payment. Based on avg TD payment of $6,500 (2/3 AWE at CA median wage).
Compliance improvement
85% reduction
Automated deadline tracking with statutory consequences shown at each milestone; real-time dashboard alerts.
Fully-loaded hourly rate
$25–$100/hr
Salary + benefits + overhead. CA claims examiner median salary ~$72K = ~$34.6/hr direct, loaded ~$45–55/hr.
Claims per examiner
125–175 avg
California Workers' Compensation industry benchmark. PRD_ADJUDICLAIMS.md §2.
Examiner miss rate
5–12% monthly
Industry estimates. Varies significantly by organization maturity and claims system quality.
This calculator provides estimates only. Actual results vary based on your specific operation, claim mix, and implementation. Contact us for a custom analysis based on your actual data.